Personio vs Factorial: which one fits your team?
Both are quote-based HR suites that European small and mid-size companies shortlist, and neither prints a full price list. Here is the plain head-to-head on price, modules, payroll and fit, checked against the vendors' own pages in October 2026.
Personio or Factorial?
Both sell on a quote, so the starting prices tell you less than the demo will. Personio says it starts from €7.60 per employee a month, with a one-time setup fee and a 12 month minimum on the yearly subscription. Factorial says it starts at $8 per user a month on its US page, €8 on its German page and £5.40 on its UK page, with plans tailored to the modules you pick. Choose Personio if you are a European company of 10 or more that wants preliminary payroll in the base plan. Choose Factorial if you want to pick modules, including time, talent, finance and IT, from one vendor.
In short
- Personio: starts from €7.60 per employee a month on a custom quote, plus a one-time setup fee. The yearly subscription has a 12 month minimum.
- Factorial: starts at $8 per user a month (US page), €8 (German page) or £5.40 (UK page). It sells a Core plus modules on a tailored quote.
- The currencies and country pages differ, so the starting figures are not a like for like cost. Ask both for a quote for your headcount.
- Personio's Core includes preliminary payroll. Factorial lists payroll as a module on its German page. HR FLARE is free for up to 5 people.
Personio vs Factorial vs HR FLARE
The things small teams ask about first. Factorial cells were read on its own pages on 5 October 2026. Personio cells date from 28 September 2026, with the starting price confirmed on 2 October 2026.
| Personio | Factorial | HR FLARE | |
|---|---|---|---|
| Starting price (own pages) | From €7.60 per month per employee | From $8 per month per user (US page), €8 (German page), £5.40 (UK page) | $0, $29, $79 or $149 a month, flat by team size |
| How you buy | Custom quote after a demo, plus a one-time fee that depends on company size | Tailored quote: "Just tell us what you need, and we'll tailor one to you" | Published flat plans, monthly or yearly |
| Contract term | Yearly subscription with a minimum run time of 12 months | The cancellation answer was not readable on the pages we fetched | No annual lock in |
| Plan structure | Core and Pro plans, with extra apps such as recruiting and performance | Factorial Core in every plan, plus modules for time, talent, finance and IT | Every feature on every plan |
| Payroll | Preliminary payroll in Core, Personio Payroll as an add-on | Guided payroll in Core on the UK page, a payroll module on the German page | Payroll records and payslips. It does not calculate wage tax |
| Free trial or plan | Not on the pages we read: demo and quote | The German page lists a free trial, the English pages a free demo and a quote | Free for up to 5 employees, no trial clock |
| Company size | Says it suits 10 to 10,000 employees | No size range read on the pages we fetched | Roughly 5 to 75 people |
| Beyond HR | Over 200 integrations, according to its page | Optional IT management: devices, SaaS, inventory, MDM and EDR | GitHub, Google Calendar, Google Sheets, Slack, ChatGPT and Claude |
Competitor prices and features change. Each cell was taken from the vendor's own pricing page. Factorial publishes different starting prices in dollars, euros and pounds on its regional pages, and we have not converted any of them. Personio's pricing page returned HTTP 429 on 5 October 2026, so its details are from 28 September and 2 October. Personio and Factorial are trademarks of their respective owners.
Sources: Personio pricing, Factorial pricing (US), Factorial pricing (UK), Factorial Preise (DE)
How do Personio and Factorial really differ?
On paper they overlap: employee records, time off, onboarding, e-signature, payslip distribution and an AI assistant. The difference is how each one packages the product. Personio presents itself as a platform built for European organisations, sized for companies with 10 to 10,000 employees. Factorial presents itself as a Core that every customer gets, with modules you add for the areas you care about.
Personio: one platform, plans and apps
Personio's pricing page says it starts from €7.60 per month per employee, but the real price comes from a demo and a custom quote. A one-time setup fee that depends on company size applies, and the yearly subscription has a minimum run time of 12 months. Its Core plan includes preliminary payroll, which bundles salary, absence and time data into a file for the payroll accountant. A full Personio Payroll is an add-on, and recruiting and performance come as extra apps. The Pro plan lists unlimited legal entity management, which suits a group with several companies.
That structure favours a company that wants one vendor to grow into, especially in Germany, where preliminary payroll and a link to the accountant's tools save real time. The cost is a quote cycle, a setup fee and a term.
Factorial: a Core and modules
Factorial's pricing pages say it starts at $8 per user a month, in dollars on the US page, €8 on the German page and £5.40 on the UK page. Beyond that it does not print a plan table. It says it has plans for all businesses and budgets, tell it what you need and it tailors one. Every plan includes Factorial Core with an employee directory, onboarding and offboarding, e-signature, payslip distribution and custom notifications. On top of that you pick modules: time management (time off, time tracking, shift management), talent management (performance, recruitment, engagement, training), finance management (expenses, project management, procurement) and IT management (SaaS management, IT inventory, device management, EDR and cybersecurity).
The module idea is attractive if you want to start small and add areas later. The IT management side is unusual for an HR vendor, so it is worth a look if one tool for people and devices appeals to you. It also means your price depends on which modules you take, and the pages do not say what each costs. On payroll the regional pages differ: the UK page lists guided payroll as part of Core, and the German page lists payroll processing as an optional module. Ask which applies to you.
The price question
People searching "Personio vs Factorial" usually want to know which is cheaper. We cannot tell you, and neither page can either. Both starting rates are the lowest figure for the smallest set up in a different currency, and both vendors say the real price is a quote. Personio adds a setup fee and a 12 month minimum on the yearly subscription. Factorial's pages we read do not state a setup fee or a term, and its FAQ headings on cancellation and payment were visible but the answers were not in the text we could read. Ask both the same questions, for the same headcount and modules, on the same day, and compare the first year total.
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Which one should you choose?
- Choose Personio if you are a European company with 10 or more people, want preliminary payroll in the base plan and one platform to grow into, and you are fine with a demo, a setup fee and a 12 month term.
- Choose Factorial if you want to pick modules, such as time, hiring, expenses or IT management, from one vendor and you like local prices in your own currency on a tailored quote.
- Look at neither first if you are under about 30 people and a sales cycle feels heavy for leave requests, hours and documents. Our Personio alternatives guide covers more options, and Personio pricing explains its quote in detail.
Questions to put to both vendors
- What is the monthly total for my exact headcount, with every module and app I need?
- Is there a one-time setup or onboarding fee, and what does it include?
- What is the minimum term, and how and when can I cancel?
- Is payroll included, a module, or an add-on, and does it match what my accountant needs?
- Is there a free trial, and does it need a payment card?
- Which integrations do I rely on, and are they included?
Where does HR FLARE fit?
HR FLARE is the smaller option with flat published prices, for teams of roughly 5 to 75 people. It covers employee profiles and documents, clock in and out from the browser, the Mac app or the phone, timesheets with manager approval, leave with balances and carry-over, expenses with receipt scanning, job postings, e-signatures and performance reviews. Its AI assistant answers questions about your own HR data and connects to ChatGPT or Claude.
It is free for up to 5 employees with every feature, then $29 a month for up to 10, $79 for up to 30 and $149 for up to 75. Payroll is records and payslips, not a wage tax calculation, so your accountant still runs payroll. Each person plans their own week and the team sees the combined schedule, so there is no manager built shift rota. It is younger than both vendors above and has fewer integrations. We are the author of this page, so weigh that.
Frequently asked questions
Is Factorial cheaper than Personio?
How much does Factorial cost per employee?
How much does Personio cost per employee?
Does either have a free trial?
Which one is better for payroll?
Which one is better for a small team?
What does HR FLARE not do?
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